Like it or not, travelers are the most susceptible victims of identity theft. They use free yet unsecured public connections, carry extensive pertinent documentations, and above all share their credit cards with sellers in an unfamiliar location. Having your digital or financial identity stolen is the last thing you want once your marvelous European escapade has ended. Sadly, modern technology makes it easier for folks to snatch your identity without you noticing.
If you’re traveling for leisure, then might as well leave unnecessary documents at home. Sometimes, a passport is the only form of identification required when traveling overseas. But, if you must bring your Social Security card, medical documents, checkbook, and bank statements, compile them in a secure purse and always keep it in a safe location when going to a place where pickpocketing is common.
The number one quality you’re probably looking for a restaurant or hotel is free wireless internet connection. You just can’t help but stay connected and update your social media account. However, unsecure connection makes you a target to thieves. To ensure that your data is encrypted whenever you’re using your laptop or smartphone, always use HTTPS://www.website.com rather than HTTP://www.website.com. The S simply stands for secure and helps you achieve safer browsing. In case you’ll be using public computers such as those offered in airports, make sure to delete all cookies and browsing history before you log off. This will help in wiping out your important log in details.
It’s important to bring sufficient cash on hand in order to avoid the hassle of searching for a decent ATM machine. But if you are predisposed in a situation where you badly need to withdraw money, avoid generic ATM’s that can be found on malls, hotels, or convenient stores. Always use only bank ATM’s. Make it also a habit to check your credit card statement from time to time to keep track on your spending. This will also notify you if there’s any suspicious activity on your credit card history
Your smartphone stores plenty of important details. Everyone is guilty of having their emails and social media accounts logged in 24/7. Once your smartphone is stolen, pretty much these personal accounts are also at risk. Set up a password on your phone so that if ever someone finds it or steals it, the phone will be useless to them. Consider deleting sensitive applications such as banking. Your financial account is the last thing you want thieves to be playing around on your phone.
Children are also vulnerable to identity theft. There’s a frightening development that syndicates use child’s name and identity in order to open bank accounts and credit cards, some even apply for government benefits. Always be cautious when bringing pertinent documents of your child such as birth certificates and Social Security cards. The best way to protect them from identity theft is by getting them their very own passport instead of bringing other forms of identification.
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